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note: NerdWallet severely hinders travel soon as long as the coronavirus continues to spread. Check Disease Control Center and State Department sites for current recommendations and travel restrictions. Please use the contents of this article only for future travel plans.

The COVID-19 crisis has brought the world on a journey, and no one knows when things will return to normal. Therefore, when considering a future trip, you want to know that you can get a full refund if it is still not safe to travel, not just a loan for a future flight.

There is usually no way to get a full refund if you change your mind if you do not buy an expensive non-refundable ticket. But if you spend points or miles to book a premium ticket, you may have the option of a full refund if you choose not to drive for any reason. Because many of the U.S. airlines carry the largest frequent flyer programs recently made the policy of abolishing the award much more flexible.

Here we have ranked the programs in the order you need to consider if you want to book a reward and get a full refund in the future.


The easiest way to book a flight with points and kilometers is to use points from the South Repid Rewards program, which you can always cancel for any reason without penalty. Unlike other airlines, the Southwest has to offer cancellation fees for changes during the current crisis – it never introduces fees for changing fees or paid orders. This means you can always cancel the reward and get a full refund of all items, costs and fees. In addition, Southwest now allows passengers to convert vouchers from paid bookings that have been converted to individual items A quick reward is a frequent program.

The advantage here is that, unlike a voucher, quick reward points are spent and can be used on behalf of anyone, not just the original labeled travelers. The downside to this is that you get points or get credit in elite status when you get points for flight rewards.

Delta Airlines

After the southwest the next best option would be to use Delta SkyMiles. The airline waives the fee for changing the fee and canceling the fee for all travel bookings until September, provided they are booked by June 30, 2020. For bookings made thereafter, a regular fee of $ 150 will apply. So in the short term this is a great option.

When changing the reward flight you will have to pay the difference if the number of miles required increases. As with other airlines, travelers who have elite status in the “frequent flyers” program will enjoy discounted fee changes or refuse.


The next best option is the MileagePlus United program, as it records any fees for reissuing the premium for flights booked by the end of June. For flights in excess of this period, by the end of 2020, United will waive the overpayment for changes or cancellations made 30 days before departure.

Travelers with elite status in MileagePlus program enjoy discounted or waived change fees on all flights. United Miles is available on several MileagePlus cards issued by Chase, and United is also a partner in the Chase Ultimate Rewards® program.

American Airlines

The American has the least favorable new policy, which requires full 60-day notice to cancel premium flights without penalties. Because it is extremely difficult to know what travel restrictions will apply in 60 days, this policy helps minimally but saves better than nothing.

By purchasing a prize ticket after June 1, 2020, you will be able to change or cancel it free of charge, provided that in the future the trip will be at least 60 days. Changes made at least seven days but less than 60 days prior to travel are subject to a $ 125 change or cancellation fee, and a $ 150 fee for changes made within seven days of the flight. Travelers with elite status at American Airlines The advantage of frequent flyer programs the fee will be reduced (or no fee at all for executive dam members).

The essence

In this age of uncertainty, glasses and miles have become even more valuable due to their flexibility. By understanding which frequent flyer program offers the simplest money, you can book the flights you will need to take, while avoiding penalties if you have to cancel a trip for any reason.

Information related to Ink Business Preferred® credit card was collected by NerdWallet and has not been reviewed or provided to the issuer of this card.

How to maximize your rewards

You want a travel credit card to be important to you. Here are our choices for the best road credit cards of 2020, including the best for:


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